| 毕业年数 | 正常还款 | 平稳还款 | 波动还款 | 还款现金流总额 |
| 1 | 77,628,330 | 547,200 | 0 | 78,175,530 |
| 2 | 81,886,233 | 524,400 | 0 | 82,410,633 |
| 3 | 86,341,184 | 501,600 | 990,000 | 87,832,784 |
| 4 | 90,979,866 | 567,000 | 1,575,000 | 93,121,866 |
| 5 | 95,830,191 | 540,000 | 2,121,000 | 98,491,191 |
| 6 | 100,902,832 | 513,000 | 2,910,000 | 104,325,832 |
| 7 | 106,180,245 | 486,000 | 5,580,000 | 112,246,245 |
| 8 | - | 459,000 | 8,010,000 | 120,169,191 |
| 9 | - | 480,000 | - | 480,000 |
| 10 | - | 465,000 | - | 465,000 |
| 11 | - | 450,000 | - | 450,000 |
| 12 | - | 435,000 | - | 435,000 |
| 13 | - | 420,000 | - | 420,000 |