2000~2008年

2008~2013年

2000~2008年

2008~2013年

ROA

ROA

ROE

ROE

ASSET

0.000545

0.000548^*

0.0139

0.00670

(1.15)

(2.27)

(1.03)

(1.38)

INUM

−0.000477

−0.0000546

−0.0187

0.00124

(−0.83)

(−0.27)

(−1.15)

(0.31)

OWN

0.00109

−0.000738

−0.00266

−0.00823

(0.46)

(−1.15)

(−0.04)

(−0.64)

LTD

−0.00674

−0.0119^***

0.0338

−0.219^***

(−1.33)

(−4.31)

(0.23)

(−3.94)

NPLR

0.0126

−0.166^**

−0.682

−4.527^***

(0.86)

(−3.26)

(−1.48)

(−4.44)

ESIZE

0.0339^*

0.0597^***

−0.384

−2.310^***

(2.08)

(3.65)

(−0.83)

(−7.06)

INO

0.000462

0.0149^***

−0.0711

0.238^**

(0.12)

(4.31)

(−0.63)

(3.45)

IRS

0.569^***

0.332^***

6.592^*

4.808^**

(5.98)

(4.47)

(2.45)

(3.23)

ER

−0.605^*

−0.289^*

−19.05^**

−2.369

(−2.55)

(−2.63)

(−2.74)

(−1.08)

_cons

−0.00994

−0.00545

−0.0249

0.192

(−0.84)

(−0.82)

(−0.07)

(1.44)

N

56

71

53

71

R²

0.663

0.796

0.446

0.667

adj. R²

0.597

0.765

0.330

0.617