| Model | Unstandardized Coefficients | t | Sig. | |
| B | Std. Error | |||
| (Constant) | −0.037 | 0.009 | −4.220 | 0.001 |
| URB | 1.493 | 0.042 | 35.969 | 0.000 |
| TER | −0.457 | 0.044 | −10.380 | 0.000 |