变量

模型1

模型2

模型3

模型4

OLS模型

Logit模型

选择方程

回归方程

选择方程

回归方程

(1)

(2)

(3)

(4)

(5)

(6)

(7)

非认知能力

0.41^***

(4.76)

0.22^***

(3.06)

0.30^***

(3.92)

0.18^***

(4.06)

0.49^***

(4.21)

0.19^***

(4.16)

0.52^***

(4.24)

性别

−0.23^***

(−3.67)

−0.14^***

(−3.01)

−0.12^**

(−2.38)

−0.07^**

(−2.44)

−0.25^***

(−3.45)

−0.07^**

(−2.44)

−0.25^***

(−3.45)

年龄

−0.01^***

(−4.29)

0.01^**

(2.21)

−0.01^***

(−5.66)

−0.01^***

(−5.53)

−0.01^*

(−1.78)

−0.01^***

(−5.55)

−0.01^*

(−1.78)

受教育年限

0.149^***

(18.42)

0.06^***

(6.88)

0.11^***

(14.35)

0.063^***

(14.81)

0.155^***

(7.29)

0.06^***

(14.81)

0.16^***

(7.29)

健康水平

0.027

(1.08)

−0.04^*

(−1.71)

0.03

(1.47)

0.02^*

(1.74)

−0.00

(−0.08)

0.02^*

(1.71)

−0.003

(−0.10)

就业状态

−0.17^**

(−2.14)

−0.11^*

(−1.71)

−0.18^***

(−2.79)

−0.10^***

(−2.74)

−0.31^***

(−3.23)

−0.10^***

(−2.75)

−0.31^***

(−3.24)

户口

1.32^***

(14.77)

0.42^***

(7.48)

0.58^***

(9.68)

0.37^***

(10.44)

0.97^***

(7.43)

0.37^***

(10.44)

0.97^***

(7.43)

地区

0.10^**

(2.53)

−0.05

(−1.63)

0.06^*

(1.75)

0.032^*

(1.75)

0.00

(0.02)

0.032^*

(1.77)

0.00

(0.03)

婚姻

−0.14

(−1.37)

−0.017

(−0.20)

−0.03

(−0.28)

−0.028

(−0.53)

−0.04

(−0.27)

−0.03

(−0.52)

−0.03

(−0.26)

房产类型

0.015

(0.54)

0.08^***

(3.60)

0.00

(0.06)

−0.00

(−0.14)

0.07^**

(2.33)

−0.00

(−0.14)

0.08^**

(2.32)

家庭人口规模

−0.11^***

(−6.43)

−0.05^***

(−3.34)

−0.09^***

(−5.72)

−0.048^***

(−5.25)

−0.13^***

(−4.89)

−0.05^***

(−5.24)

−0.13^***

(−4.89)

家庭收入对数

0.84^***

(17.54)

0.55^***

(7.87)

0.86^***

(23.65)

0.44^***

(23.50)

1.26^***

(8.61)

0.44^***

(23.51)

1.264^***

(8.61)

家庭贷款对数

0.01^**

(2.05)

−0.00

(−0.10)

0.00

(0.09)

0.00

(0.14)

−0.01

(−0.96)

0.00

(0.13)

−0.01

(−0.97)

常数项

−7.59^***

(−13.85)

0.61

(0.85)

−10.72^***

(−24.75)

−5.61^***

(−24.45)

−10.37^***

(−4.76)

−5.61^***

(−24.47)

−10.37^***

(−4.77)

观测值

10,745

3001

10,745

10,745

10,745

10,745

10,745

R−squared

0.25

0.25

R2

0.25

0.25

0.211