| 应变数 | 自变数 | |||
| D(BJ) | D(INCOME_BJ) | D(INT) | D(LOAN) | |
| D(BJ) | - | 4.77433 | 5.313607 | 6.780424* |
| D(INCOME_BJ) | 2.333389 | - | 6.999474* | 8.635452** |
| D(INT) | 1.066239 | 1.34843 | - | 0.537529 |
| D(LOAN) | 1.588207 | 0.799552 | 3.581872 | - |