变量 | 数字金融 | 覆盖广度 | 使用深度 | 数字化程度 | |
DFI | 0.310*** |
|
|
| |
| (4.11) |
|
|
| |
CDF |
| 0.224*** |
|
| |
|
| (3.37) |
|
| |
UDF |
|
| 0.141*** |
| |
|
|
| (2.71) |
| |
DDF |
|
|
| 0.050* | |
|
|
|
| (1.69) | |
URB | 0.309** | 0.293** | 0.458*** | 0.440*** | |
| (2.16) | (2.00) | (3.29) | (3.12) | |
GOV | 0.206*** | 0.196*** | 0.197*** | 0.208*** | |
| (4.59) | (4.35) | (4.44) | (4.60) | |
DUS | 0.253** | 0.171 | 0.321** | 0.245** | |
| (2.11) | (1.41) | (2.55) | (2.00) | |
FDI | 0.039*** | 0.041*** | 0.034*** | 0.039*** | |
| (3.32) | (3.59) | (2.81) | (3.26) | |
TEI | 0.083*** | 0.080*** | 0.089*** | 0.096*** | |
| (4.85) | (4.75) | (5.18) | (5.55) | |
W*DFI | −0.282*** |
|
|
| |
| (−3.45) |
|
|
| |
W*CDF |
| −0.129* |
|
| |
|
| (−1.76) |
|
| |
W*UDF |
|
| −0.154*** |
| |
|
|
| (−2.78) |
| |
W*DDF |
|
|
| −0.074** | |
|
|
|
| (−2.36) | |
W*URB | 1.399*** | 1.381*** | 1.116*** | 1.122*** | |
| (4.44) | (4.45) | (3.50) | (3.38) | |
W*GOV | 0.009 | −0.035 | 0.093 | 0.119 | |
| (0.12) | (−0.53) | (1.37) | (1.56) | |
W*DUS | −0.483** | −0.512** | −0.608** | −0.595** | |
| (−2.04) | (−2.14) | (−2.51) | (−2.47) | |
W*FDI | 0.029 | 0.033 | 0.040* | 0.030 | |
| (1.30) | (1.53) | (1.70) | (1.33) | |
W*TEI | 0.063 | 0.048 | 0.082** | 0.097** | |
| (1.53) | (1.18) | (2.06) | (2.38) | |
ρ | 0.125 | 0.026 | 0.120 | 0.089 | |
| (1.55) | (0.31) | (1.51) | (1.12) | |
R2 | 0.861 | 0.858 | 0.844 | 0.849 | |
N | 297 | 297 | 297 | 297 |