| 解释变量 | 被解释变量 | |
| 城乡消费差距泰尔指数(CGT) | ||
| 普惠金融指数(DFIIC) | 区间1 (DFIIC ≤ 1.0249) | −0.0189*** (0.000) | 
| 区间2 (DFIIC > 1.0249) | −0.0220*** (0.000) | |
| PI | −0.0062 (0.324) | |
| UR | −0.2380*** (0.000) | |
| OPEN | −0.0327*** (0.002) | |
| FE | 0.1064** (0.003) | |
| IS | 0.0280** (0.068) | |
| Cons | 0.2151*** (0.000) | |
| Obs | 248 | |
| R2 | 0.7540 | |