变量名称

Logit模型

Probit模型

发起意愿

边际效应

发起意愿

边际效应

age

0.1545

0.0130

0.1027

0.0174

(0.1887)

(0.0162)

(0.1050)

(0.0177)

cognition

0.3804^*

0.0319^*

0.2212^**

0.0374^**

(0.2012)

(0.0172)

(0.1038)

(0.0177)

investment

0.2945^*

0.0247^*

0.1472^*

0.0249^*

(0.1627)

(0.0127)

(0.0831)

(0.0140)

participation

0.6749^***

0.0567^***

0.3636^***

0.0615^***

(0.2005)

(0.0160)

(0.1269)

(0.0206)

government

0.1303

0.0109

0.0513

0.0087

(0.2635)

(0.0218)

(0.1616)

(0.0273)

regulation

−0.2321

−0.0195

−0.1438

−0.0243

(0.3719)

(0.0314)

(0.2038)

(0.0342)

products

0.9388^**

0.0788^**

0.4935^**

0.0835^**

(0.4265)

(0.0338)

(0.2174)

(0.0363)

coupon

0.5119

0.0430

0.2910

0.0492

(0.3803)

(0.0320)

(0.2038)

(0.0341)

experience

0.8477^**

0.0711^**

0.4823^**

0.0816^**

(0.4204)

(0.0354)

(0.2297)

(0.0382)