变量 | stock_rate | deposit_rate | deposit_rate | risk_rate | number |
age | 3.999*** | 1.640*** | 1.583*** | 3.518*** | 0.010*** |
| (8.39) | (3.74) | (21.35) | (8.56) | (3.46) |
age^2/100 | −3.670*** | −0.051 |
| −2.825*** | −0.008*** |
| (−8.31) | (−0.13) |
| (−7.53) | (−3.19) |
gender | −6.833*** | 1.820 | 1.809 | −9.836*** | −0.037** |
| (−2.87) | (0.73) | (0.73) | (−4.53) | (−2.47) |
married | 4.824 | 14.543*** | 14.644*** | 10.641*** | 0.020 |
| (1.42) | (4.53) | (4.70) | (3.50) | (0.89) |
edu | 7.099*** | 2.593*** | 2.590*** | 7.755*** | 0.011*** |
| (20.63) | (9.13) | (9.15) | (26.19) | (5.97) |
know | 12.248*** | −7.245** | −7.247** | 14.974*** | 0.023* |
| (5.54) | (−2.41) | (−2.41) | (7.01) | (1.85) |
happiness | −7.804*** | 7.168*** | 7.157*** | −6.061*** | −0.013 |
| (−5.81) | (5.76) | (5.76) | (−5.04) | (−1.55) |
hpop | −2.612*** | −4.231*** | −4.225*** | −5.422*** | −0.009 |
| (−2.98) | (−5.71) | (−5.72) | (−6.90) | (−1.60) |
wealth | 0.000*** | 0.000*** | 0.000*** | 0.000*** | 0.000*** |
| (14.01) | (5.72) | (5.74) | (19.57) | (6.97) |
total_income | 0.000*** | 0.000*** | 0.000*** | 0.000*** | 0.000*** |
| (5.90) | (3.27) | (3.26) | (12.04) | (3.61) |
social_inter | 0.000 | 0.000*** | 0.000*** | 0.000*** | 0.000 |
| (1.22) | (3.67) | (3.67) | (3.42) | (0.27) |
rural | −69.637*** | −17.494*** | −17.467*** | −75.985*** | −0.044 |
| (−13.82) | (−7.00) | (−7.01) | (−19.20) | (−1.25) |
east | 9.650*** | 16.897*** | 16.883*** | 12.886*** | 0.035** |
| (3.56) | (6.97) | (6.97) | (5.30) | (2.10) |
west | 3.124 | −6.832** | −6.845** | 6.191** | 0.025 |
| (0.95) | (−2.36) | (−2.37) | (2.12) | (1.23) |
Constant | −282.994*** | −222.696*** | −221.254*** | −273.324*** | −0.229*** |
| (−18.58) | (−16.33) | (−27.19) | (−20.88) | (−2.69) |
Observations | 27,108 | 27,108 | 27,108 | 27,108 | 27,108 |
Pseudo R-squared | 0.0815 | 0.0144 | 0.0144 | 0.0864 |
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