变量

stock_rate

deposit_rate

risk_rate

number

Ro60

−6.317**

50.966***

9.567***

0.088**

(−2.29)

(19.35)

(3.92)

(2.28)

Gender

−7.858***

2.081

−10.651***

−0.171***

(−3.30)

(0.84)

(−4.90)

(−5.22)

Married

13.137***

13.959***

17.614***

0.198***

(3.99)

(4.48)

(5.95)

(3.93)

Edu

6.513***

1.771***

7.098***

0.103***

(20.00)

(6.47)

(25.18)

(22.83)

Know

12.021***

−7.599**

14.757***

0.169***

(5.43)

(−2.53)

(6.89)

(6.02)

Happiness

−8.271***

7.263***

−6.429***

−0.105***

(−6.15)

(5.83)

(−5.33)

(−5.53)

Hpop

−2.860***

−2.344***

−5.191***

−0.104***

(−3.20)

(−3.01)

(−6.40)

(−7.75)

Wealth

0.000***

0.000***

0.000***

0.000***

(15.08)

(6.62)

(20.88)

(24.05)

total_income

0.000***

0.000***

0.000***

0.000***

(5.27)

(2.96)

(11.30)

(5.58)

social_inter

0.000

0.000***

0.000***

0.000**

(1.22)

(3.64)

(3.41)

(2.20)

Rural

−68.454***

−18.177***

−74.869***

−1.730***

(−13.55)

(−7.27)

(−18.90)

(−15.62)

East

8.215***

15.841***

11.359***

0.182***

(3.03)

(6.53)

(4.67)

(4.25)

West

2.093

−8.236***

5.089*

0.089*

(0.64)

(−2.85)

(1.74)

(1.69)

Constant

−177.071***

−148.725***

−172.262***

−2.370***

(−23.29)

(−23.21)

(−26.27)

(−21.65)

Observations

27,108

27,108

27,108

27,108

Pseudo R-squared

0.0795

0.0134

0.0849