全样本

18~22岁

23~27岁

28~32岁

33~37岁

lnfinc

0.474***

0.447***

0.413***

0.538***

0.520***

(18.67)

(7.73)

(10.22)

(11.11)

(7.87)

lnage

19.32***

153.3*

−18.19

196.8

89.48

(3.80)

(1.80)

(−0.19)

(1.07)

(0.25)

qlnage

−2.842***

−25.05*

2.995

−28.71

−12.14

(−3.66)

(−1.77)

(0.20)

(−1.06)

(−0.24)

lnfage

33.82*

−4.471

105.1**

112.3

116.8