现金漏损率 $\left(c=\frac{C}{D}\right)$

定活比 $\left(t=\frac{T}{D}\right)$

法定准备金率(r)

超额准备金率(e)

货币乘数(k)

$k_1=\frac{C+D}{C+\left(r+e\right)\left(T+D\right)}$

$k_2=\frac{C+D+T}{C+\left(r+e\right)\left(T+D\right)}$

活期存款兑换

$\frac{C+100}{D-100}$

$\frac{T}{D}$

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$k_1=\frac{C+D}{C+\left(r+e\right)\left(T+D\right)+\left(1-r-e\right)100}$

$k_2=\frac{C+D+T}{C+\left(r+e\right)\left(T+D\right)+\left(1-r-e\right)100}$

定期存款兑换

$\frac{C+100}{D}$

$\frac{T-100}{D}$

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$k_1=\frac{C+D+100}{C+\left(r+e\right)\left(T+D\right)+\left(1-r-e\right)100}$

$k_2=\frac{C+D+T}{C+\left(r+e\right)\left(T+D\right)+\left(1-r-e\right)100}$

现金存入银行兑换

$\frac{C}{D}$

$\frac{T}{D}$

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现金通过ATM兑换

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