	救助为主 $(1 - α)$	保险公司	经营 $(γ)$	$W_{4} - a_{1} E (L) - (1 - t) C$ ,	$W_{4} - a_{1} E (L) - (1 - t) C$ ,	$W_{4} - a_{2} E (L)$ ,	$W_{4} - a_{2} E (L)$ ,
				$U_{1} + f + g$ ,	$U_{1} + f + g$ ,	$U_{2} + o E (L)$ ,	$U_{2} + o E (L)$ ,
				$W_{1} + C + R + b - k_{1} E (L)$ ,	$\begin{array}{l} W_{1} + C + R + b + Q_{1} + T \\ - (k_{1} + k_{2}) E (L), \end{array}$	$W_{1} - o E (L)$ ,	$W_{1} - o E (L)$ ,
				$W_{2} + Q_{1} + T + d - k_{2} E (L)$	$W_{2} - l$	$W_{2} + d$	$W_{2} - l$
			不经营 $(1 - γ)$	$W_{4} - a_{2} E (L)$ ,	$W_{4} - a_{2} E (L)$ ,	$W_{4} - a_{2} E (L)$ ,	$W_{4} - a_{2} E (L)$ ,
				$U_{2} - s$ ,	$U_{2} - s$ ,	$U_{2}$ ,	$U_{2}$ ,
				$W_{1} - h$ ,	$W_{1} - h$ ,	$W_{1}$ ,	$W_{1}$ ,
				$W_{2} - π$	$W_{2}$	$W_{2} - π$	$W_{2}$