TEC

TC

Covid

0.0051083

−0.007344**

(1.07)

(−2.51)

Age

0.0150365

−0.0003699

(0.15)

(−0.01)

BS

−0.1035314

0.0166267

(−1.27)

(0.33)

AOS

−0.0199198

−0.0337912*

(−0.68)

(−1.86)

LA

0.1150118

0.0108097

(1.60)

(0.24)

LI

0.0038789

0.0047254

(0.35)

(0.70)

MBI

−0.7823437***

−0.2862511***

(−7.8)

(−4.63)

ROA

−0.0229759***

0.0175155***

(−3.14)

(3.88)

ME

−0.016028

0.0358767

(−0.34)

(1.22)

_cons

1.700091***

0.8981043***

(3.18)

(2.73)

N

391

391

Wald chi2

71.23***

55.50***