| 变量 | 均值 | 标准差 | 中位数 | 最大值 |
| npl | 1.196 | 0.477 | 1.19 | 2.75 |
| sec1 | 0.331 | 0.471 | 0 | 1 |
| sec2 | 0.474 | 1.192 | 0 | 9.983 |
| cdr | 0.067 | 0.012 | 0.065 | 0.165 |
| ear | 0.959 | 0.243 | 0.945 | 1.689 |
| roa | 0.447 | 0.090 | 0.452 | 0.648 |
| loan_a | 12.842 | 1.547 | 12.615 | 24.860 |
| m2 | 12.264 | 2.811 | 12.338 | 17.323 |
| cpi | 102.471 | 1.172 | 102.050 | 105.390 |
| rate | 5.324 | 0.849 | 5.465 | 6.340 |