| Variable | Obs | Mean | Std. Dev. | Min | Max |
| NPL | 138 | 1.445 | 0.337 | 0.77 | 2.41 |
| PAR | 138 | 242.605 | 101.669 | 132.44 | 567.71 |
| Fin | 138 | 0.3 | 0.168 | 0.017 | 0.734 |
| CAR | 138 | 13.847 | 1.555 | 10.8 | 18.02 |
| Ldr | 138 | 80.2 | 15.99 | 38.971 | 113.046 |
| ROA | 138 | 0.888 | 0.163 | 0.501 | 1.372 |
| GDP | 138 | 0.061 | 0.018 | 0.023 | 0.081 |
| M2 | 138 | 0.092 | 0.012 | 0.081 | 0.113 |
| Ldr对数 | 138 | 4.363 | 0.214 | 3.663 | 4.728 |