VARIABLES

NPL

GDP

1.604

(1.265)

M2

−5.249***

(1.932)

Fin

−0.630***

(0.155)

CAR

−0.0317*

(0.0169)

ROA

−0.981***

(0.202)

ldr

−0.0726

(0.122)

Constant

3.647***

Constant

(0.642)

Observations

138

Number of bank

23

Prob > chi2 = 0.000