| VARIABLES | PAR |
| Fin | 218.1*** |
|
| (46.66) |
| CAR | −7.481** |
|
| (5.009) |
| ROA | 353.3*** |
|
| (96.07) |
| ldr | 130.3** |
|
| (52.89) |
| GDP | −247.0 |
|
| (342.2) |
| M2 | 1,421* |
|
| (744.8) |
| Constant | −924.7*** |
|
| (327.1) |
| Observations | 138 |
| R-squared | 0.509 |
| Number of bank | 23 |