| 变量 | 模型(1) | 模型(2) | 模型(3) |
| 性别(男) |
|
|
|
| 女 | −0.0107* (0.00627) | −0.0117* (0.00623) | −0.00738 (0.00481) |
| 年龄(18~44岁) |
|
|
|
| 45~60岁 | −0.0846*** (0.00784) | −0.0401*** (0.00854) | −0.0397*** (0.00658) |
| 61岁及以上 | −0.155*** (0.00830) | −0.0837*** (0.0100) | −0.0626*** (0.00772) |
| 婚姻状况(未婚或同居) |
|
|
|
| 已婚 | −0.0136 (0.0106) | −0.00425 (0.0106) | −0.0321*** (0.00815) |
| 离异 | 0.00797 (0.0214) | 0.0107 (0.0213) | −0.0283* (0.0164) |
| 丧偶 | −0.0234 (0.0153) | −0.00601 (0.0153) | −0.0275** (0.0118) |
| 政治面貌(党员) |
|
|
|
| 非党员 | 0.0837*** (0.00978) | 0.0693*** (0.00983) | 0.0320*** (0.00759) |
| 民族(汉族) |
|
|
|
| 少数民族 | 0.0324*** (0.0120) | 0.0231* (0.0120) | 0.00939 (0.00923) |
| 信息渠道(报纸) |
|
|
|
| 杂志 |
| 0.0219 (0.108) | −0.0376 (0.0831) |
| 广播 |
| −0.0130 (0.0350) | −0.0129 (0.0270) |
| 电视 |
| −0.0182 (0.0239) | −0.0210 (0.0184) |
| 互联网 |
| 0.0827*** (0.0245) | 0.0188** (0.0189) |
| 收集定制消息 |
| 0.0678 (0.0431) | 0.0314 (0.0332) |
| 商业养老保险 |
|
| 0.751*** (0.00879) |
| 常数项 | 0.177*** (0.0151) | 0.112*** (0.0286) | 0.115*** (0.0220) |
| 观测值 | 10,704 | 10,704 | 10,704 |
| R2 | 0.046 | 0.060 | 0.441 |