| 变量 | (1) Risk | (2) Risk |
| Hdebt | 0.808*** | 0.837*** |
|
| (0.250) | (0.298) |
| Size |
| 0.818 |
|
|
| (0.579) |
| Roa |
| −9.623*** |
|
|
| (2.617) |
| Lev |
| 0.159** |
|
|
| (0.062) |
| Cap |
| 1.927 |
|
|
| (1.916) |
| Gdpr |
| 0.062*** |
|
|
| (0.013) |
| Cpi |
| −1.133 |
|
|
| (5.385) |
| Indu |
| 1.728** |
|
|
| (0.834) |
| Loan |
| 0.067 |
|
|
| (0.080) |
| 常数项 | −2.922*** | −3.922 |
|
| (0.139) | (5.570) |
| 样本量 | 265.000 | 242.000 |
| 调整R2值 | 0.031 | 0.166 |