| Variable | (1) | (2) | (3) |
| 替换被解释变量(logit模型) | 替换解释变量(logit模型) | 子样本回归 | |
| DF | −0.852*** |
| −0.053*** |
| (−14.93) | (−22.36) | ||
| 数字普惠金融指数 |
| −0.598* |
|
| (−1.71) | |||
| Control | Yes | Yes | Yes |
| N | 14,535 | 12,383 | 12,383 |
| PseudoR2/R2 | 0.459 | 0.307 | 0.613 |