| 样本统计特征 | 分类 | 频数 | 所占百分比 | 累计百分比 |
| 性别 | 男 | 96 | 33.33% | 33.33% |
| 女 | 192 | 66.67% | 100.00% | |
| 年级 | 大一 | 31 | 10.76% | 10.76% |
| 大二 | 32 | 11.11% | 21.88% | |
| 大三 | 61 | 21.18% | 43.06% | |
| 大四 | 117 | 40.63% | 83.68% | |
| 研究生及以上 | 47 | 16.32% | 100.00% | |
| 是否使用 | 是 | 197 | 68.40% | 68.40% |
| 否 | 91 | 31.60% | 100.00% | |
| 消费金融消费占月消费比重 | 10%左右 | 64 | 32.49% | 32.49% |
| 30%左右 | 53 | 26.90% | 59.39% | |
| 50%左右 | 37 | 18.78% | 78.17% | |
| 70%左右 | 28 | 14.21% | 92.39% | |
| 90%及以上 | 15 | 7.61% | 100.00% |