| 情景变量 | 出现次数 |
| 性别[Gender] | 9 |
| 年龄[Age] | 8 |
| 经验[Experience] | 3 |
| 教育[Educational level] | 2 |
| 个人/集体主义[individualism collectivism] | 2 |
| 长期/短期取向[long/short term] | 2 |
| 收入[income] | 1 |
| 居住环境[living settlement] | 1 |
| 金融经验[financial experience] | 1 |
| 就业状况[employment status] | 1 |
| 世代[generation] | 1 |
| 宗教[religious] | 1 |
| 不确定性规避[uncertainty avoidance] | 1 |
| 权力距离[power distance] | 1 |