变量 | 数字金融 | 覆盖广度 | 使用深度 | 数字化程度 | ||||
直接效应 | 间接效应 | 直接效应 | 间接效应 | 直接效应 | 间接效应 | 直接效应 | 间接效应 | |
dfi | 0.305*** | −0.277*** |
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| (4.06) | (−3.35) |
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cdfi |
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| 0.225*** | −0.131* |
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| (3.33) | (−1.79) |
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udfi |
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| 0.139*** | −0.155*** |
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| (2.67) | (−2.72) |
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ddfi |
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| 0.049* | −0.077** |
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| (1.66) | (−2.35) |
urban | 0.345** | 1.629*** | 0.293** | 1.453*** | 0.486*** | 1.323*** | 0.458*** | 1.275*** |
| (2.56) | (4.71) | (2.09) | (4.55) | (3.71) | (3.85) | (3.45) | (3.57) |
gov | 0.212*** | 0.039 | 0.201*** | −0.032 | 0.205*** | 0.128* | 0.216*** | 0.146* |
| (4.99) | (0.46) | (4.67) | (−0.47) | (4.92) | (1.79) | (5.05) | (1.87) |
dus | 0.240** | −0.511* | 0.168 | −0.523** | 0.306** | −0.642** | 0.234** | −0.626** |
| (2.07) | (−1.95) | (1.43) | (−2.16) | (2.53) | (−2.40) | (1.97) | (−2.42) |
fdin | 0.040*** | 0.039 | 0.042*** | 0.037 | 0.035*** | 0.051* | 0.039*** | 0.037 |
| (3.49) | (1.55) | (3.69) | (1.60) | (3.02) | (1.86) | (3.42) | (1.51) |
tei | 0.086*** | 0.079* | 0.081*** | 0.049 | 0.092*** | 0.099** | 0.099*** | 0.111*** |
| (5.12) | (1.85) | (4.88) | (1.26) | (5.54) | (2.52) | (5.86) | (2.86) |