| VARIABLES | Premium | VARIABLES | Premium |
| EMPL | 0.2358*** | DPI | 0.2258 |
|
| (3.03) |
| (1.16) |
| CHD | −0.5339* | PCE | 0.0801 |
|
| (−1.93) |
| (0.60) |
| OLD | 0.4868 | TIAE | 0.0075 |
|
| (1.09) |
| (0.37) |
| GDP | 0.2347*** | MED | 0.5978*** |
|
| (3.22) |
| (8.67) |
| CPI | −0.0921 | EDU | 0.1243** |
|
| (−0.12) |
| (2.00) |
|
| Constant | 0.7452 |
|
|
|
| (0.18) |
|
|
| Observations | 465 |
|
|
| R-squared | 0.984 |
|
|
| Numberof province | 31 |
|