| VARIABLES | SER_income |
| DT | 0.121*** |
| (2.82) | |
| RD | −10.486** |
| (−2.02) | |
| T_A | 0.208 |
| (1.31) | |
| OC | 0.031*** |
| (3.28) | |
| LEV | 2.562* |
| (1.91) | |
| Constant | −6.996* |
| (−1.74) | |
| Observations | 488 |