| 变量 | 系数b | 系数显著性p | 
| J_P | −0.445 | 0.000** | 
| S_N | −0.109 | 0.010* | 
| Age | −0.097 | 0.196 | 
| Loan_amount | 0.055 | 0.475 | 
| Sex | 0.039 | 0.827 | 
| Loan_payed | −0.026 | 0.741 | 
| Marriage | 0.010 | 0.318 | 
| Loan_Period | −0.007 | 0.930 |