| 变量 | 系数b | 系数显著性p |
| J_P | −0.445 | 0.000** |
| S_N | −0.109 | 0.010* |
| Age | −0.097 | 0.196 |
| Loan_amount | 0.055 | 0.475 |
| Sex | 0.039 | 0.827 |
| Loan_payed | −0.026 | 0.741 |
| Marriage | 0.010 | 0.318 |
| Loan_Period | −0.007 | 0.930 |