|
|
| B | S.E. | Wald | df | Sig. | Exp(B) |
| Step 1a | 所在地 | −1.159 | 1.218 | 0.905 | 1 | 0.342 | 0.314 |
| 性别 | 0.037 | 4.879 | 0.000 | 1 | 0.994 | 1.037 | |
| 年龄 | 2.005 | 15.480 | 0.017 | 1 | 0.897 | 7.427 | |
| 月收入 | −1.184 | 0.676 | 3.070 | 1 | 0.080 | 0.306 | |
| 学校名称 | 1.217 | 1.942 | 0.393 | 1 | 0.531 | 3.377 | |
| 专业 | −0.893 | 0.505 | 3.133 | 1 | 0.077 | 0.409 | |
| 学历 | −0.600 | 1.993 | 0.090 | 1 | 0.764 | 0.549 | |
| 借款金额 | −2.490 | 1.053 | 5.587 | 1 | 0.018 | 0.083 | |
| 年利率 | −0.546 | 0.223 | 5.975 | 1 | 0.015 | 0.580 | |
| 借款期限 | −0.650 | 0.523 | 1.545 | 1 | 0.214 | 0.522 | |
| 借款用途 | −0.936 | 0.476 | 3.860 | 1 | 0.049 | 0.392 | |
| Constant | 0.875 | 0.265 | 10.909 | 1 | 0.001 | 2.399 |