商业保险机构

行动

不行动

医疗机构

行动

${\text{π}}_{\text{1}}+{\text{dπ}}_{\text{2}}-{\text{C}}_{\text{1}}-\beta {\text{P}}_{\text{1}}{\text{π}}_{\text{2}}$ , $\beta \left({\text{P}}_{\text{1}}+{\text{P}}_{\text{2}}\right){\text{π}}_{\text{2}}-\left(\text{1}-\beta \right)\left({\text{C}}_{\text{2}}+{\text{π}}_{\text{2}}\right)$

${\text{π}}_{\text{1}}+{\text{dπ}}_{\text{2}}-{\text{C}}_{\text{1}}$ , $-{\text{C}}_{\text{2}}-{\text{π}}_{\text{2}}$

不行动

${\text{π}}_{\text{1}}-{\text{C}}_{\text{1}}$ , $-{\text{C}}_{\text{2}}$

${\text{π}}_{\text{1}}-{\text{C}}_{\text{1}}$ , 0