变量

(1)

(2)

FI

−0.653^***

−0.909^***

(0.0846)

(0.107)

lnAS

−4.633^***

(0.844)

DLR

0.0226^**

(0.00847)

ROA

0.000504

(0.0305)

CIR

−0.0218

(0.0192)

CPI

0.315^***

0.250^***

(0.0937)

(0.0906)

M2

−1.117^***

−1.628^***

(0.137)

(0.190)

RGDP

−0.174^***

−0.298^***

(0.0257)

(0.0366)

Constant

17.76^***

78.80^***

(1.123)

(12.00)

个体固定效应

Yes

Yes

时间固定效应

Yes

Yes

观测值

396

396

银行数

36

36

R²

0.623

0.721