变量

模型一

模型二

模型三

ROE (fe)

NPL (re)

PCI (re)

FSIS

0.2289^***

−0.0220^**

0.1235^**

(2.81)

(−2.22)

(2.55)

FSI

0.2662^**

−0.0102

−0.0822

(2.21)

(−0.29)

(−0.45)

LNSIZE

−3.3461^*

−0.0639

0.2635

(−1.68)

(−0.99)

(0.85)

TOP1

−0.1502

0.0070^**

−0.0297^*

(−1.56)

(2.24)

(−1.91)

NID

0.7831

−0.0817^*

0.9203^***

(1.18)

(−1.43)

(1.71)

RGDP

0.3757^***

0.0264^***

−0.0070

(2.78)

(2.70)

(−0.14)

RM2

−0.3248

0.0209^**

−0.0636

(2.59)

(2.00)

(−1.17)

TYPE1

−0.3185

−0.0799

0.9203

(−0.17)

(−0.29)

(0.69)

TYPE2

−0.5867

0.1451

−0.7968

(−0.52)

(0.84)

(−0.97)

TYPE3

−2.8640

0.0711

−0.1058

(−1.25)

(0.21)

(−0.06)

_cons

−12.0823

2.9308

−8.3741

(−0.88)

(1.42)

(−0.84)

Wald统计

38.18

37.14

F检验

31.67

R²

0.6367

0.1424

0.0693