模型1

模型2

模型3

模型4

模型5

TP

3.445^***

(13.35)

2.936^***

(11.50)

2.978^***

(11.83)

3.707^***

(12.23)

3.69^***

(14.10)

NII

0.384^***

(7.34)

0.326^***

(6.08)

0.310^***

(5.70)

0.316^***

(6.73)

CRR

−0.444^***

(−4.04)

−0.473^***

(−4.16)

−0.046

(−0.45)

CAR

−1.455^***

(−4.49)

−1.137^***

(−4.04)

PCR

−0.056^***

(−13.31)

R-squared

0.2572

0.3276

0.3484

0.3585

0.5286

样本数

517

517

517

498

496