| T检验值 | P值 |
GCR | −8.686 | 0.0000*** |
ROE | −4.788 | 0.001*** |
ROA | −9.957 | 0.0000*** |
NPLR | −8.577 | 0.0000*** |
LnTA | −9.182 | 0.0000*** |
LEV | −10.007 | 0.0000*** |
CAR | −9.351 | 0.0000*** |
NIM | −9.491 | 0.0000*** |