| 指标 | (1) ROE | (2) COST | (3) ROE |
| DID | 0.609*** | −0.286*** | 0.616*** |
|
| (4.58) | (−3.58) | (4.63) |
| Netprofits | 0.004*** | −0.000 | 0.004*** |
|
| (20.41) | (−1.37) | (20.39) |
| TAT | 0.089*** | 0.040*** | 0.091*** |
|
| (19.57) | (18.58) | (19.86) |
| LR | 0.001* | −0.003*** | 0.001 |
|
| (1.66) | (−14.60) | (1.61) |
| CAR | 0.014*** | −0.005* | 0.014*** |
|
| (4.25) | (−1.85) | (4.20) |
| OER | 0.006** | 0.001 | 0.006** |
|
| (2.19) | (0.77) | (2.54) |
| COST |
|
| −0.078*** |
|
|
|
| (−4.94) |
| Constant | 1.560*** | 1.409*** | 1.538*** |
|
| (6.22) | (14.69) | (6.27) |
| Observations | 10,194 | 10,194 | 10,194 |
| R-squared | 0.694 | 0.066 | 0.696 |
| 时间固定效应 | YES | ||
| 个体固定效应 | YES | ||
| r2_a | 0.651 | 0.0656 | 0.653 |