(1)

(2)

(3)

(4)

(5)

Income

Income

Income

Income

Income

Index

1.850^***

1.174^***

1.101^***

0.039^***

1.026^***

(0.058)

(0.056)

(0.056)

(0.004)

(0.056)

FamilyNum

0.079^***

0.077^***

0.005^***

0.067^***

(0.013)

(0.014)

(0.001)

(0.014)

AnnualInc

0.781^***

0.651^***

0.021^***

0.611^***

(0.015)

(0.017)

(0.001)

(0.017)

RiskAver

−0.202^***

−0.024^***

−0.156^***

(0.017)

(0.001)

(0.017)

Sex

0.187^***

−0.007^**

0.201^***

(0.043)

(0.003)

(0.042)

Age

0.017^***

−0.001^***

0.019^***

(0.002)

(0.000)

(0.002)

Edu

0.166^***

0.012^***

0.143^***

(0.014)

(0.001)

(0.014)

Marriage

0.610^***

−0.008

0.626^***

(0.105)

(0.008)

(0.104)

Health

−0.175^***

−0.004^***

−0.166^***

(0.020)

(0.002)

(0.019)

SocialSec

0.052^**

−0.036^***

0.120^***

(0.024)

(0.002)

(0.024)

RiskRatio

1.901^***

(0.082)

_cons

−0.851^***

−6.545^***

−6.003^***

0.016

−6.034^***

(0.192)

(0.220)

(0.272)

(0.022)

(0.269)

N

22452.000

22452.000

22452.000

22452.000

22452.000

r²

0.044

0.145

0.166

0.075

0.186

r²_a

0.044

0.145

0.166

0.075

0.185