| (1) | (2) |
| R&D | R&DR(%) |
FinTech | 0.0847*** | 0.0190** |
| (3.3581) | (1.8396) |
企业个体 | Yes | Yes |
年份*行业 | Yes | Yes |
N | 30592 | 30592 |
Within R2 | 0.0877 | 0.0556 |