| ROA | ROE | IR | RR | |
Constant | Before | −11.234*** (−3.040) | −26.743*** (−4.446) | 8.557 (0.324) | −804.657*** (−2.683) |
After | −13.587*** (−3.772) | −29.823*** (−5.018) | 5.248 (0.198) | −831.321*** (−2.748) | |
RDI2014 | Before | −0.061 (−1.421) | −0.097 (−1.377) | −0.338 (−1.093) | −0.252 (−0.072) |
After | −0.128*** (−2.896) | −0.186*** (−2.561) | −0.365 (−1.126) | −0.699 (−0.189) | |
ALR2014 | Before | −0.148*** (−9.934) | −0.162*** (−6.686) | −0.010 (−0.092) | −0.778 (−0.642) |
After | −0.150*** (−10.349) | −0.165*** (−6.906) | −0.013 (−0.123) | −0.774 (−0.635) | |
LNS2014 | Before | 1.747*** (5.552) | 3.233*** (6.313) | 1.056 (0.470) | 69.352*** (2.716) |
After | 1.885*** (6.168) | 3.414*** (6.770) | 1.306 (0.581) | 71.035*** (2.767) | |
FS2014 | Before | − | − | − | − |
After | 1.464*** (5.096) | 1.963*** (4.141) | 0.366 (0.173) | 10.098 (0.418) | |
R2 | Before | 0.170 | 0.106 | 0.003 | 0.016 |
After | 0.210 | 0.136 | 0.004 | 0.016 | |
DW | Before | 1.417 | 1.387 | 1.735 | 0.484 |
After | 1.408 | 1.393 | 1.763 | 0.487 | |
F | Before | 33.843 | 19.740 | 0.554 | 2.610 |
After | 32.799 | 19.424 | 0.479 | 2.051 | |
Sig. | Before | 0.000 | 0.000 | 0.645 | 0.051 |
After | 0.000 | 0.000 | 0.751 | 0.086 |