| 
 | 模型1 | 模型2 | 模型3 | 
| 
 | ologit模型 | oprobit模型 | OLS模型 | 
| 养老观念 | 0.314*** | 0.174*** | 0.069*** | 
| 
 | (3.298) | (3.184) | (3.121) | 
| 年龄 | 0.012* | 0.008* | 0.003** | 
| 
 | (1.764) | (1.927) | (2.112) | 
| 宗教 | −0.213 | −0.131 | −0.046 | 
| 
 | (−1.330) | (−1.436) | (−1.310) | 
| 教育程度 | −0.190*** | −0.109*** | −0.041*** | 
| 
 | (−3.424) | (−3.438) | (−3.198) | 
| 婚姻状况 | 0.453*** | 0.309*** | 0.163*** | 
| 
 | (3.634) | (4.238) | (5.268) | 
| 健康状况 | 0.095 | 0.049 | 0.023 | 
| 
 | (0.568) | (0.515) | (0.636) | 
| 户籍性质 | 0.451*** | 0.269*** | 0.112*** | 
| 
 | (4.094) | (4.215) | (4.302) | 
| 家庭年收入 | 0.014 | 0.014 | 0.008 | 
| 
 | (0.434) | (0.815) | (1.072) | 
| 基本医疗保险 | 0.301* | 0.160* | 0.055 | 
| 
 | (1.821) | (1.660) | (1.361) | 
| 基本养老保险 | 0.138 | 0.072 | 0.027 | 
| 
 | (1.263) | (1.158) | (1.097) | 
| N | 2472 | 2472 | 2472 |