| 变量 | NII |
| Index | −0.042*** |
| (0.011) | |
| NIM | −16.409*** |
| (0.770) | |
| SIZE | −11.831*** |
| (2.470) | |
| CIR | −0.577*** |
| (0.094) | |
| CAR | 0.087 |
| (0.164) | |
| NPL | 0.534 |
| (0.562) | |
| AGDP | 0.334 |
| (0.291) | |
| M2 | 14.401*** |
| (4.616) | |
| Constant | 192.439*** |
| (59.240) | |
| Id | 控制 |
| Year | 控制 |
| Observations | 822 |
| Number of id | 84 |
| R-squared | 0.477 |