| 变量 | NII |
| ISR | −0.320*** |
| (0.071) | |
| NIM | −16.370*** |
| (0.767) | |
| SIZE | −11.480*** |
| (2.460) | |
| CIR | −0.573*** |
| (0.093) | |
| CAR | 0.114 |
| (0.163) | |
| NPL | 0.857 |
| (0.555) | |
| AGDP | 0.332 |
| (0.288) | |
| M2 | 8.554** |
| (4.121) | |
| Constant | 272.107*** |
| (43.488) | |
| Id | 控制 |
| Year | 控制 |
| Observations | 822 |
| Number of id | 84 |
| R-squared | 0.480 |