| 变量 | NII |
| INDEX | −0.046** |
| (0.019) | |
| NIM | −17.995*** |
| (1.049) | |
| SIZE | −15.075*** |
| (4.130) | |
| CIR | −0.688*** |
| (0.132) | |
| CAR | 0.032 |
| (0.444) | |
| NPL | 0.431 |
| (0.791) | |
| AGDP | 0.454 |
| (0.340) | |
| M2 | 7.987 |
| (6.920) | |
| Constant | 382.232*** |
| (89.394) | |
| Id | 控制 |
| Year | 控制 |
| Observations | 579 |
| Number of id | 84 |
| R-squared | 0.433 |