| 变量 | Risk |
| RDI | 12.528*** (3.53) |
| RDI2 | −4.787*** (−7.34) |
| Grow | 1.557*** (5.26) |
| RDI * GROW | −7.549*** (−3.15) |
| RDI2 * GROW | 3.147*** (2.70) |
| SIZ | 29.219*** (16.20) |
| SR | −12.621*** (−6.70) |
| Age | −10.721* (−1.93) |
| LEV | −10.810*** (−4.37) |
| FIX | −25.171*** (−5.26) |
| 常数项 | −128.304*** (−9.50) |
| R-sq | 0.294 |
| F值 | 84.94 |