(1)

(2)

变量

Risk

Risk

RDA

−87.184*** (−5.33)

RDA2

63.960*** (3.62)

L.RDI

13.987*** (3.57)

L.RDI2

−4.396*** (−5.83)

SIZ

17.512*** (8.08)

39.802*** (14.25)

SR

−0.581 (−0.36)

−5.321** (−2.24)

Age

−7.868 (−1.35)

18.048 (1.52)

LEV

−7.097**** (−2.78)

−19.757*** (−5.56)

FIX

−28.000*** (−5.72)

−21.522*** (−3.50)

常数项

−124.662*** (−8.10)

−312.634*** (−10.92)

R-sq

0.258

0.293

F值

101.5

63.10