| variable | N | mean | sd | p50 | max | min |
| Risk | 23,984 | 1.782 | 1.213 | 1.635 | 52.420 | −29.690 |
| Fin | 23,984 | 0.061 | 0.095 | 0.023 | 0.524 | 0 |
| HHI | 23,984 | 0.063 | 0.099 | 0.017 | 1.000 | 0.008 |
| Fixed | 23,984 | 0.233 | 0.164 | 0.198 | 0.715 | 0.004 |
| Lev | 23,984 | 0.418 | 0.206 | 0.411 | 0.885 | 0.0490 |
| Size | 23,984 | 21.95 | 1.247 | 21.780 | 25.980 | 19.780 |
| Roa | 23,984 | 0.041 | 0.058 | 0.040 | 0.194 | −0.258 |
| Top1 | 23,984 | 0.355 | 0.149 | 0.337 | 0.746 | 0.089 |
| Ind | 23,984 | 0.372 | 0.053 | 0.333 | 0.571 | 0.308 |
| Age | 23,984 | 1.940 | 0.922 | 2.079 | 3.296 | 0.000 |