| IRS | ||
| 大型国有银行 | 股份制银行 | 地方银行 |
IRLI | −0.001* | −0.005** | −0.004** |
| (−0.30) | (−2.15) | (−2.35) |
CR | 0.000 | −0.000 | −0.000 |
| (1.45) | (−0.87) | (−0.59) |
RA | 0.849 | 2.169** | 4.236*** |
| (0.52) | (3.00) | (8.51) |
PIB | −15.710*** | −1.562 | −7.901*** |
| (−3.76) | (−0.51) | (−6.12) |
QM | 0.027 | −0.001 | 0.091*** |
| (0.80) | (−0.87) | (3.71) |
lnTS | 0.083*** | −0.890*** | −0.000 |
| (4.30) | (−4.48) | (−0.67) |
_cons | 0.178 | 2.219** | 2.028** |
| (0.22) | (3.04) | (2.92) |
N | 46 | 102 | 193 |